The timeline varies based on your specific credit profile, but most clients stay in the program for around 6 months. Some see movement sooner, while others may take longer depending on the number and type of negative items. We focus on consistent, accurate progress — not quick, temporary changes — so you’re set up for long-term results.

It’s $199 to get started, which includes your full credit analysis and onboarding. After that, it’s $99/month for ongoing service, including disputes, monitoring, and continued strategy. There are no hidden fees, and you can cancel at any time.

We start with a full review of your credit report, identifying negative, inaccurate, or questionable items that may be impacting your score. From there, we create a personalized dispute strategy, send disputes to the appropriate bureaus and creditors, track updates, and guide you on steps you can take to strengthen your profile while we work.

No company can legally guarantee specific results, and you should be cautious of anyone who does. What we do guarantee is a structured, strategic approach focused on addressing inaccurate, outdated, or unverifiable items — and guiding you toward long-term improvement.

Not necessarily. Only items that are inaccurate, outdated, or cannot be properly verified can be removed. Our goal is to challenge what can be legally addressed while helping you build a stronger, more positive credit profile overall.

Yes, active credit monitoring is required so we can access your reports and track changes throughout the process. If you don’t already have a service, we’ll guide you on exactly what to sign up for during onboarding.

If your credit is holding you back from approvals, better interest rates, or financial opportunities — then yes. The key is doing it the right way. With the right strategy and consistency, improving your credit can open doors that weren’t available before.